Anna Tuttle
05-25-2010, 10:57 PM
We were driving by the Fire Station where my husband used to be a Volunteer Firefighter, until he got married, and had to quit the department. They were selling the old Aid Car. Aid 17, was up for sale for $3,500. Keith sighed, as he knew he couldn't afford it. Then things got weird. The county sent us a letter stating our property was in foreclosure for non-payment of property taxes, except we defer each year, and they were also basing an amount on the amount we owed the bank... except we paid off the property in 2003, and I'd forgotten (stupid drugs). So we told this to the county assessor. And found out that our property is worth over $135,000. Keith decided we could take out a Home Equity line of credit to pay off our bills. AND buy the old aid car.
That's where this story gets weird. The bank didn't want to give us a Home Equity Line of Credit for $10,000 or even $15,000, they said our property is worth $135,000, and wanted to give us a loan of way more than that... I don't remember the exact amount but it was more than I could pay back with my Social Security check so I talked them down to a $50,000 Home Equity Line of Credit. If approved, we'll be buying the Aid Car, and paying off all our bills.
Keith's laptop screen needs replacing, so I'm all for just replacing his entire laptop. I have problems with my laptop (I have 2 USB ports that are FRIED and are causing problems with the motherboard) so I want to bet a new laptop too, or just replace the motherboard on mine. Since his needs a new screen, replacing the entire laptop makes more sense for him... while mine just needs a motherboard replacement... And I need a new keybaord for my desktop system. THAT tho, is like $35... Microsoft Natural Keyboards have come down in price from $65 to $35. We shall know hopefully in the next 2 days if we get the line of credit. If we don't know by the 1st, then we can forget about Aid 17. We still have to wait until the 1st anyway... as the person who put down the $500 has until then to pick up the aid car.
Pray if you're inclined to do that... although, I'm looking at it this way... the person from the bank, instead of filing the paperwork fo ra $10,000 or $15,000 line of credit, would only file for a $50,000 line of credit. if God (and yes, I believe in God), didn't mean for us to get the loan, why would this bank official file for $50,000, and even then, he WAS going to file for $250,000, and I had to stop him, because I couldn't pay that back... Our property is worth far more than I thought. <laugh>
Still, if you're of the type to pray, I'd appreciate it... and I will let everyone know what happens as soon as I find out.We don't even know if I can get into the front seat of Aid 17... there hasn't been any way to test that... boys and their toys, I guess. <laugh>
OH, and the property... it's in MY name... my parents bought it for us, way back when, but it's in MY name. Dad is a millionaire... and as a gift, well, you know. So, the property, even though, we're married, is in MY name... which I find to be hilarious. Married 20 years next year, and Keith is spending money that we are getting technically off of MY property. Funny as hell.
Anna Tuttle
Executive Officer, USS Constellation
That's where this story gets weird. The bank didn't want to give us a Home Equity Line of Credit for $10,000 or even $15,000, they said our property is worth $135,000, and wanted to give us a loan of way more than that... I don't remember the exact amount but it was more than I could pay back with my Social Security check so I talked them down to a $50,000 Home Equity Line of Credit. If approved, we'll be buying the Aid Car, and paying off all our bills.
Keith's laptop screen needs replacing, so I'm all for just replacing his entire laptop. I have problems with my laptop (I have 2 USB ports that are FRIED and are causing problems with the motherboard) so I want to bet a new laptop too, or just replace the motherboard on mine. Since his needs a new screen, replacing the entire laptop makes more sense for him... while mine just needs a motherboard replacement... And I need a new keybaord for my desktop system. THAT tho, is like $35... Microsoft Natural Keyboards have come down in price from $65 to $35. We shall know hopefully in the next 2 days if we get the line of credit. If we don't know by the 1st, then we can forget about Aid 17. We still have to wait until the 1st anyway... as the person who put down the $500 has until then to pick up the aid car.
Pray if you're inclined to do that... although, I'm looking at it this way... the person from the bank, instead of filing the paperwork fo ra $10,000 or $15,000 line of credit, would only file for a $50,000 line of credit. if God (and yes, I believe in God), didn't mean for us to get the loan, why would this bank official file for $50,000, and even then, he WAS going to file for $250,000, and I had to stop him, because I couldn't pay that back... Our property is worth far more than I thought. <laugh>
Still, if you're of the type to pray, I'd appreciate it... and I will let everyone know what happens as soon as I find out.We don't even know if I can get into the front seat of Aid 17... there hasn't been any way to test that... boys and their toys, I guess. <laugh>
OH, and the property... it's in MY name... my parents bought it for us, way back when, but it's in MY name. Dad is a millionaire... and as a gift, well, you know. So, the property, even though, we're married, is in MY name... which I find to be hilarious. Married 20 years next year, and Keith is spending money that we are getting technically off of MY property. Funny as hell.
Anna Tuttle
Executive Officer, USS Constellation